What is Funeral Insurance?
Funeral insurance, also called burial, final expense or pre-need insurance, refers to a group of products intended to pay for final arrangements. Many people use funeral insurance as a way to ensure their funeral is arranged and paid for in advance, so the burden isn’t left to their families or beneficiaries.
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- Most of us don’t like to think about our own or for any loved one’s funeral, but no matter how much we ignore the inevitable, the truth is that when the time comes someone will be responsible for those expenses.
- If you suffer a covered illness, once the waiting period expires, you’ll receive a cash payment that’s yours to spend any way you wish. The question is will it be our grieving loved ones like family members or friends who would pay the bill or would you plan ahead and take out funeral insurance to cover those costs so they’ll have one less concern to worry about. Simply check our
- One of the best things about funeral insurance plans is that they are affordable and accessible to everyone. Funeral insurance premiums are payable monthly so as you could still pay the premiums even if you are on fixed income or low income, enrolling into a funeral insurance plan does not require a medical exam, so people in high risk categories, such as smokers, or with pre-existing medical conditions can still qualify however if you are healthy with very few health conditions which are under control with medication then we can assure you lowest possible premiums as we as a broker shop around for you and assure you no one can do better than us.
- Even without these benefits, the reality is that funeral costs are constantly getting higher and most of our current life insurance, if we have any, simply is not enough to cover medical bills, existing debt, and burial or cremation expenses.