What is life insurance?
Life insurance is the only way available that you can protect your life or your family’s life as a financial security in case any emergency happened by giving them a tax-free Money after you die. The coverage you choose will depend on your Financial circumstances, Family History, Age, Personal Lifestyle & needs or Purpose of Buying it. The Cost of insurance is depending on Individual basis or how many people you want to cover for their life.
Some people think that we do not need Life Insurance, but we never know what will be happening in our life in next moments and that could be Death, Disability or Critical Illness. I as a Financial Advisor understands the things and help to all families out there to replace the income parts by Providing the right Insurance for you and try to replace the income part so your loved one can live their life with a great piece. We cannot replace that person back but at list that money will help other loved one to survive especially if pay chaque is not coming to our home!
While some people think they may have basic life insurance through their work, and that is good enough! I will tell you that it might be not enough to meet your needs according to your Liabilities and usually the works coverage typically ends when you leave your job. By time being the Age will rise and the cost of insurance increase with your age and time you want to buy it will be very costly that not everyone can effort it and people have to live without the Life insurance coverage. We are helpless here and as per my advice not all the days are same because if we got some serious health issues than you cannot get anything to covers your liabilities or protect your loved one’s futures.
Life Insurance benefits will give tax-free money to your loved one which you can use in many ways like:
- Replace your income to maintain your family’s standard of living.
- Secure your Kids future by covering their University/College costs.
- Cover your home expenses, Groceries and debts
- Pay your Estate Tax / Roll over Tax / Funeral costs
- We will help Protects you and your family’s Life. Nothing is Important than you and your Loved one! Early is Always Batter!
- Secure, Manage and Protect your Life with Us.!
We offer different types of life insurance and we can help you find the solution that’s right for you.
1. Term Life Insurance:(Mortgage Insurance)
2. Permanent Life Insurance:
3. Critical illness Insurance:
4. Long Term Care Insurance:
5. Disability Insurance:
6. Health Insurance
7. Group Insurance
8. Corporation Policy