Long Term Care Insurance

Do You Lead a Healthy Lifestyle?

Believe it or not, healthy may mean you are more likely to need care! The healthiest people are often the ones that end up needing long-term care assistance later in life, whereas heart problems or cancer may take the unhealthy ones sooner.
Long Term Care insurance is very important to perform our daily activities especially when we are getting old. LTC is very important when you consider your future Healthcare benefits if you became unable to care for yourself due to serious Accident, Critically ill or any mental problems. The policy benefits is for you and your family to use as you wish and while doing the claims for LTC, you do not have to submit the receipts for reimbursement. LTC insurance will protects all your savings which you done for your life. About 70 % of individuals over age 65 will require at least some type of long-term care services during their lifetime.About 40% of those receiving long-term care today are between 18 and 64.Early onset before age 65 years Alzheimer’s and Parkinson’s disease are rare but do occur.
Long-term care is an issue because people are living longer. As people age, many times they need help with everyday activities of daily living or require supervision due to severe cognitive impairment. This impacts women even more since women often live longer than men. You can contact us anytime so we will give you best quotes as per your best needs.